tag:blogger.com,1999:blog-20099192.post4475882304252049959..comments2024-01-28T03:35:51.182-05:00Comments on Reassigned Time: WOOHOO!Dr. Crazyhttp://www.blogger.com/profile/12457967076373916629noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-20099192.post-2215200124849145962010-05-09T10:12:46.161-04:002010-05-09T10:12:46.161-04:00Dr. Pion's right. You have to figure out if y...Dr. Pion's right. You have to figure out if you have an extra chunk each month, besides an emergency fund, and then if you want to save it, would it have a higher earning potential in some other form of investment. <br /><br />So, if your loan is at 4.5%, and you can get 8% elsewhere, you invest at the 8%. If you can only get 4% elsewhere, you toss the extra chunk towards the mortgage.<br /><br />But I'm sure you already knew that.<br /><br />:)Bardiachttps://www.blogger.com/profile/11846065504793800266noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-20752303165918336542010-05-08T19:27:05.739-04:002010-05-08T19:27:05.739-04:00There is more than celebration in this article of ...There is more than celebration in this article of yours, there is some damn good advice. A lot of it is in those 3 "things I've learned", but also in your commentary about buying less than the bank would approve. We did that and it helped a lot when we had to go through a tight spell. <br /><br />I hope your younger readers are paying attention to how you knocked down your debt and bought a house that you can afford. Might be the best advice you have ever given! <br /><br />BTW, if you pay a bit more toward principal later on when your pay goes up, that is like investing at whatever fixed rate you are paying in interest. We did that, and it cut about 5 years off of the loan, "making" us many tens of thousands of dollars we did not pay in interest. The payback is biggest if you do some of it early in the mortgage, when very little of your payment goes against principal.Doctor Pionhttps://www.blogger.com/profile/12513786840852469648noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-31743449535790796162010-05-08T16:12:05.893-04:002010-05-08T16:12:05.893-04:00Enjoy the sense of accomplishment for it is real a...Enjoy the sense of accomplishment for it is real and well-deserved. And revel in the bliss of your committee-free time stretching ahead of you in all the luxury it affords.Janicehttps://www.blogger.com/profile/14093558563358431804noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-88414492310766626102010-05-08T14:24:25.837-04:002010-05-08T14:24:25.837-04:00Congratulations -- both on having the house, and d...Congratulations -- both on having the house, and doing it on your own. It really is awesome!<br /><br />We have graduation NEXT Saturday...Susanhttps://www.blogger.com/profile/09716705206734059708noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-36375447307909074322010-05-08T07:48:56.300-04:002010-05-08T07:48:56.300-04:00Congrats, Dr. C! It's great to hear that thin...Congrats, Dr. C! It's great to hear that things have come together. I'm especially cheering that you paid off the debts, because the self-discipline to do that is amazing, and does, indeed, help set you up for the house and other goodness.Bardiachttps://www.blogger.com/profile/11846065504793800266noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-30878212341055466222010-05-08T07:00:47.310-04:002010-05-08T07:00:47.310-04:00I embrace your non-whiny non-bitchy empowerful woo...I embrace your non-whiny non-bitchy empowerful woohooosity!PhysioProfhttps://www.blogger.com/profile/11046093902090839375noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-6646446941528689482010-05-07T22:16:44.351-04:002010-05-07T22:16:44.351-04:00This post made me so happy! Yay!
(And our graduat...This post made me so happy! Yay!<br /><br />(And our graduation is tomorrow, too, so I totally share in that joy/relief/eagerness for it to be OVER.)heu mihihttps://www.blogger.com/profile/08529298049179816825noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-67378268068985848752010-05-07T21:26:37.130-04:002010-05-07T21:26:37.130-04:00Thanks for all the congrats, y'all. Belle: I ...Thanks for all the congrats, y'all. Belle: I believe that the NoI will be a sort of neutral purple-y color, and I do believe that I shall paint it all on my own, as it is not large and as doing so will allow me to really feel that it is MY house. Also because, of the rooms that I intend to paint, it truly needs to be painted before I move in, as moving in will basically make it unpaintable. I will surely post a pic once the Nook of Ideas is in Full Force and ready to go.Dr. Crazyhttps://www.blogger.com/profile/12457967076373916629noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-15157533588210026082010-05-07T21:05:18.898-04:002010-05-07T21:05:18.898-04:00Congrats on everything, Dr. C! You rock!Congrats on everything, Dr. C! You rock!Shane in SLChttps://www.blogger.com/profile/09009969830290878311noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-74450982009176271022010-05-07T20:33:21.807-04:002010-05-07T20:33:21.807-04:00Yay for all the good stuff.Yay for all the good stuff.Musey_Mehttps://www.blogger.com/profile/16740682026593085575noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-41957678045013009952010-05-07T20:15:04.523-04:002010-05-07T20:15:04.523-04:00Yay! And you have the summer to get into the habit...Yay! And you have the summer to get into the habits of house-ship. Learning the creeks and cricks of houses, getting The Nook into precise shape you want it - have you picked any paint colors yet?<br /><br />When you go over for the first time, take a beverage so you can sit in The Nook and on the Front Porch and relax and wallow in the pleasures to come.Bellehttps://www.blogger.com/profile/10849272391043604637noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-24128146430082075632010-05-07T19:55:53.044-04:002010-05-07T19:55:53.044-04:00You are in a wonderful place in your life and I...You are in a wonderful place in your life and I'm glad that you not only recognize it but also celebrate it. <br /><br />You deserve all of the happiness!<br /><br />:D<br /><br />http://theworldaccordingtolawgirl.wordpress.comThe Sassy Orangehttps://www.blogger.com/profile/17591036025881135251noreply@blogger.comtag:blogger.com,1999:blog-20099192.post-77413357146817515202010-05-07T18:59:47.584-04:002010-05-07T18:59:47.584-04:00This post made me smile. It's wonderful to hea...This post made me smile. It's wonderful to hear you sounding so happy.jo(e)https://www.blogger.com/profile/01488562158252331555noreply@blogger.com